Ledgerfin Amulet

Lore: In the aquatic realms of Saṃsāra, where the currents of commerce flow as deep as the ocean, the Ledgerfin Amulet was created by a pragmatic merfolk accountant named Marin Wavecaster. Marin admired the efficiency of aquatic creatures’ gills for extracting sustenance from water. The Ledgerfin Amulet was crafted to enhance the wearer’s abilities in financial management and accounting, enabling them to navigate the intricate currents of economic transactions.

Description: The Ledgerfin Amulet is a finely crafted amulet featuring a delicate design reminiscent of swirling water currents. The central gemstone resembles a tranquil pool, with intricate patterns that evoke the image of a ledger’s pages. When worn, the amulet establishes a connection between the wearer’s analytical mind and the fluid world of accounting, allowing them to comprehend financial intricacies with clarity.

Stats:

• Rarity: Common
• Level Requirement: Tier 1
• Accounting Bonus: +1
• Slots: Neck

Color: The Ledgerfin Amulet boasts shades of blue and silver, symbolizing the harmonious blend of aquatic serenity and precise calculation.

Cost: 45 gold pieces

Tags: Accounting, Finance, Aquatic, Commerce, Numeracy, Precision, Audit, Profit, Strategy, Merchant, Balance, Insight, Recordkeeping

Use: When worn by a character, the Ledgerfin Amulet enhances their ability to manage finances and navigate complex economic systems. The amulet’s connection to aquatic creatures’ efficiency allows the wearer to gain insights into the intricacies of accounting, enabling them to analyze profits, losses, and transactions with exceptional acumen.

Additional Information:

• The amulet is designed to rest comfortably around the wearer’s neck, providing both style and functionality.
• The Ledgerfin Amulet does not grant any innate magical powers, nor does it allow the wearer to predict future financial trends or manipulate currency.
• Characters might choose to personalize their amulets with additional engravings or symbols that reflect their preferred accounting methods or favored financial deities.
• As characters advance in their financial expertise, they might explore ways to enhance the amulet’s effects through enchantments or modifications.

Roleplaying Emphasis: Ledgerfin Amulet underscores the character’s dedication to maintaining a firm grip on economic currents and financial matters. Those who wear this amulet exude an air of professionalism and attention to detail, embodying the role of an astute accountant who navigates the seas of commerce with precision. Whether calculating profits for a trading caravan, managing the treasury of a merchant guild, or offering financial advice to rulers and entrepreneurs, the Ledgerfin Amulet becomes an invaluable tool for those who embrace the journey of accounting in the world of Saṃsāra.

Shops where and how this item might be bought and sold:

• Merchants’ Guild Treasury (45 gp) Located in major port cities, this gilded hall offers the Ledgerfin Amulet alongside official certification scrolls. Buyers present accounting ledgers to confirm their trustworthiness; the amulet is sold only after a brief audit demonstration by a guild clerk.
• Underwater Commerce Bazaars (40–50 gp) Floating stalls in coral-lined market rings, where the amulets hang in water-filled glass globes. Merchants invite you to inspect sample transactions etched on submerged tablets, proving the amulet’s analytical resonance before sale.
• Coastal Trading Posts (35–45 gp) Rugged wooden shacks on piers where terrestrial and aquatic traders meet. Amulets are displayed next to bundles of trade goods; haggling is common, and merchants will accept fish, grain, or simple bookkeeping services in part-payment.
• Scholarly Emporiums (50–60 gp) Quiet shops in university districts, run by bookish sages. Purchase includes a short tutorial on advanced spreadsheets (or the equivalent magical runes), and your amulet is attuned to your preferred accounting style for an extra fee.
• Traveling Ledger Caravans (30–55 gp) Rosters of accountant-bards roam between settlements, offering the amulets with on-the-road demonstrations—balancing mock trade books in front of curious onlookers. Prices vary by caravan reputation and the complexity of the demo.
• Auction Houses (60 gp and up) Occasional lots in coastal capitals feature amulets once owned by famous financiers. Bidding starts around 60 gp but can climb if provenance includes signed ledgers or unique engraving styles.
• Antique Curio Shops (30–40 gp) Tucked into twisting alleys, these cluttered stores often have pre-used amulets at a discount. Buyers wary of hidden fees pay local scribes to “reset” the amulet’s analytical calibration before using it.
• Guild Commissaries (Member: 40 gp | Non-member: 70 gp) The Accountants’ and Traders’ Guilds sell amulets at cost to dues-paying members. Non-members may purchase only with a formal letter of introduction—and at a steep markup.

Roleplay in different settings:

• Underwater Commerce & Negotiations
  • Defensive Applications
    • Roleplaying Scene: Deep beneath the trade routes of the Coral Market, rival merchant clans attempt to undercut your caravan with falsified cargo manifests. You glimmer the Ledgerfin Amulet against your throat, tracing the hidden currents of coin in their ledgers. Your keen insight spots the forged entries—allowing you to stall the agreement and avoid a ruinous deal.
    • Mechanical Effect: Gain +2 on Insight or Recall Knowledge checks to detect fraud or hidden clauses in underwater trade agreements, negating any surprise penalties.
  • Offensive Tactics
    • Roleplaying Scene: During a tense auction for sunken treasure, you palm the Amulet and whisper the real-time account balances to the auctioneer, steering bids away from your competitor’s favored lot. Their ill-advised overbid leaves them cash-strapped, while you secure the artifact at a bargain.
    • Mechanical Effect: Once per session, use the Amulet to impose Disadvantage on another bidder’s Persuasion or Bluff roll in a formal sale or auction.
• Coastal & Shoreline Trade Routes
  • Defensive Applications
    • Roleplaying Scene: A band of smuggler-corsairs demand “port fees” twice the legal rate. You press the Amulet’s gem and recite the exact tariff tables—exposing their extortion. Their captain grinds to a halt rather than risk a public scandal.
    • Mechanical Effect: Automatically succeed on a Knowledge (Law) or Streetwise check once per day to enforce correct fees and dissuade illicit tolls.
  • Offensive Tactics
    • Roleplaying Scene: You plant a forged “tax exemption” decree in the harbor office—signed with your Amulet’s analytical aura. When your rivals arrive to pay duties, their boats are impounded for “non-payment,” tipping the season’s harvest contracts into your ledger.
    • Mechanical Effect: Once per long rest, you may use the Amulet to create a temporary plausible document (DC vs. Insight 15) that compels a single NPC or organization to follow your financial directive for one scene.
• Urban & Guild Halls
  • Defensive Applications
    • Roleplaying Scene: In the heart of Veridora’s Merchant Guild, a jealous rival plants rumors of embezzlement against your firm. You raise the Amulet before the council, laying out exact profit-and-loss statements with crystalline clarity. The assembled guild masters grant you safe harbor and dismiss the accusations.
    • Mechanical Effect: Grant yourself and one ally a +2 bonus on Speech or Deception saves to counter false accusations in any formal inquiry.
  • Offensive Tactics
    • Roleplaying Scene: During a council vote on a new loan, you invoke the Amulet’s analytical glow to reveal a key sponsor’s hidden debts. Shocked, the sponsor is forced to withdraw support, turning the vote decisively in your favor.
    • Mechanical Effect: Once per session, you can use the Amulet to impose a –2 penalty on one NPC’s Influence or Persuasion roll in a political/economic debate.
• Economic Warfare & Supply Lines
  • Defensive Applications
    • Roleplaying Scene: Your caravan’s food stores are targeted by saboteurs. Wearing the Amulet, you audit the manifests mid-march and redirect a hidden cache of provisions to your guards—thwarting the ambush.
    • Mechanical Effect: You and your party automatically detect concealed or tampered supplies (no roll required) once per travel segment.
  • Offensive Tactics
    • Roleplaying Scene: In a border dispute, you advise your general to blockade a single port whose ledgers you cracked with the Amulet. With their funds frozen, the enemy army’s morale crumbles without supplies.
    • Mechanical Effect: Use the Amulet to designate one hostile settlement; for the next day, that location’s recruitment or resupply rolls suffer a –2 penalty as its finances collapse under your economic blockade.

Across each setting, the Ledgerfin Amulet lets you role-play an accountant-turned-strategist—deflecting fraud and extortion, exposing rivals, and even waging quiet economic warfare—while giving clear, table-friendly bonuses or penalties tied to financial insight.

Perception of Activation:

• User’s Perspective
  • Sight
    • Positive: When you activate the Amulet, the gemstone’s tranquil pool shimmers with rolling bands of silver-blue light, and faint numeric glyphs—like floating ledger entries—appear in your vision, guiding your focus.
    • Negative: Those same glyphs can blur together in low light or when you’re distracted, obscuring your view of the real world and making it hard to perceive immediate threats.
  • Sound
    • Positive: You hear a gentle, rhythmic chime—like coins striking a metal plate or water droplets falling in sequence—helping you track patterns and calculations in your mind.
    • Negative: At high activation the chime crescendos into an insistent clatter, drowning out whispers or approaching footsteps and making it hard to hear allies.
  • Touch
    • Positive: A soft, pulsing vibration runs through your chest and fingers, as if the currents of commerce itself flow through your veins, sharpening your dexterity with quills or tools.
    • Negative: Extended use can leave your fingertips tingling or numb—like the pins-and-needles of cold coinage—reducing fine-motor precision.
  • Taste
    • Positive: A subtle metallic sweetness—akin to tasting fresh mint rubbed on a silver coin—lingers on your tongue, reinforcing your connection to numbers and balance.
    • Negative: If you overuse the Amulet, that taste can sour into a harsh copper bitterness, making your mouth dry and distracting you from careful calculation.
  • Smell
    • Positive: You detect the crisp aroma of freshly unrolled scrolls and ink, mingled with a hint of sea-salt, placing you in the heart of ledger-filled vaults.
    • Negative: In intense activation, the scent shifts to acrid ink and musty paper—like overheated parchment—provoking headaches or nausea.
  • Extra-Sensory Perceptions
    • Economic Current: You sense unseen flows of wealth and obligation—tiny eddies where coin and credit congregate—allowing you to anticipate financial movements.
    • Emotional Ledger: You intuit the trust or greed in those around you, feeling weighted impulses of confidence or avarice as subtle shifts in your mood.
    • Psychic Audit: You glimpse the “balance” of living beings’ intentions—seeing faint aura-lines connecting debts and promises—though this flood of data can overwhelm your mind if unchecked.
• Observer’s Perspective
  • Sight
    • Positive: Onlookers see the Amulet’s gemstone glow softly and catch fleeting sparkles of numerals drifting around the wearer, as if ledger pages swirl in mid-air.
    • Negative: In dim settings, the glow can flicker like faulty lanterns, making the wearer look erratic or unsettling.
  • Sound
    • Positive: Those nearby hear delicate clicks and chimes—almost like coins dropping into a purse—whenever the wearer concentrates on a calculation.
    • Negative: In strong activation, this becomes a low rumble or buzzing that jars the nerves of anyone standing close.
  • Touch
    • Positive: If you stand within arm’s reach, you feel a faint hum in the air—like the resonance of a well-tuned scale—adding a sense of calm focus.
    • Negative: Too close, and that hum can throb in your bones, causing slight dizziness or ear-pressure.
  • Smell
    • Positive: Bystanders note a faint, inviting scent of new parchment and polished silver, evoking security and order.
    • Negative: At peak activation, the odor can turn musty or tangy—like stale ink or spilled salt—unpleasant to sensitive noses.
  • Extra-Sensory Perceptions
    • Magical Aura: Mystically attuned observers perceive thin filaments of argent-blue energy spiraling out from the Amulet, linking it to nearby objects of value.
    • Emotional Echo: Empaths feel subtle waves of certainty or doubt emanate from the wearer as they audit or negotiate, influencing group mood.
    • Cognitive Trace: Those with arcane sight glimpse ghostly trails of thought—snippets of mental arithmetic—hovering around the wearer, which can be distracting or alarming.

Recipe: Crafting the Ledgerfin Amulet

• Materials Needed
  • 2 oz of fine silver ingots
  • 1 oval aquamarine or blue topaz cabochon (≈1 in)
  • 4 g of silver wire (for filigree swirls)
  • 1 dram of distilled tidal water
  • Pinch of powdered ledger-ink calcium (for rune binding)
  • 2 drops of merfolk’s sweat (collected during actual accounting)
• Tools Required
  • Silversmith’s crucible and tongs
  • Jeweler’s saw and fine files
  • Engraving burins or chisels
  • Bezel‐setting pliers and roller
  • Polishing cloths and buffing wheel
  • Small water basin or trough
• Skill Requirements
  • Metalworking: Intermediate (casting and shaping silver)
  • Gem-setting: Journeyman (accurate bezel work)
  • Engraving: Novice–Journeyman (inscribing accounting runes)
  • Enchantment Binding: Basic hydromancy (infusing liquid essence)
  • Numeracy Lore: Familiarity with financial sigils and glyphs
• Crafting Steps
  • Purify & Cast Silver
    • Melt the silver ingots in the crucible. Stir in the ledger-ink powder and one drop of merfolk’s sweat.
    • Pour into a shallow, oval mold sized for your gemstone and allow it to solidify.
  • Shape & File Frame
    • Remove the casting and file the edges to a smooth oval pendant blank.
    • Cut a small loop at the top for the chain or cord.
  • Engrave Swirls & Runes
    • Secure the blank and use burins to carve flowing wave-patterns around the bezel.
    • Along the inner edge, inscribe tiny numeracy sigils (increment, balance, tally) beneath the surface.
  • Form Filigree Accents
    • Bend the silver wire into graceful swirl motifs echoing water currents.
    • Solder or rivet these accents onto the blank, ensuring they frame but do not obscure the gem’s seat.
  • Set the Gemstone
    • Create a thin bezel ring and seat the aquamarine. Use the bezel roller to press the metal lip gently over the stone’s edge.
  • Bind the Enchantment
    • Fill the basin with distilled tidal water. Submerge the finished pendant and speak the “Count and Flow” invocation three times.
    • Let it soak until the gemstone’s color deepens (≈5 minutes), then lift and drain.
  • Polish & Finish
    • Buff the silver to a soft sheen, leaving engraved lines with slight patina for contrast.
    • Attach a silver chain or braided blue-green cord.
  • Calibration Test
    • Don the Amulet, review a simple mock ledger, and trace each entry with your fingertip. The gemstone should glow faintly when a calculation is correct—confirming successful crafting.

Ledger of Fluid Coin

In the days when ocean spoke with tongues of pearl and tide, there lived an accountant of the wave-vaults named Marin Wavecaster, whose fingers danced like sea-hares o’er crusted coins. ‘Twas she who first bound a pool-gem in silver filigree, carving runes of balance and swirl as though ledger-pages might flow like currents. The earliest scrolls, half-eaten by brine and time, stumble thus in broken speech:

    And Marin, she forged the cool-blue orb, so that numbers might breathe beneath salt and brackish air. She spoke, “Let profit not drown in chaos, let loss not slip ’neath the sands,” yet the forge’s heat sang a song of deep-sea draught and registry.

When first she donned the Ledgerfin Amulet upon her neck-gill, the world shimmered with ghost-lines: faint columns of coin and ebb of credit, scribbled mid-air in glinting glyphs. Merchants marveled; they saw debts settle as kelp uncoiling, and payments slip through fingers as gentle as fish. Yet greed proved darker than trench-water: one scribe, Dorrin of the Tally-shoal, stole the Amulet to master all markets. His grasping heart sank when he wore its glow—ledgers turned to leech-lines, and every coin he counted bit like barnacle on skin. His empire collapsed in a whirl of false gains, and he vanished beneath the ledger-waves, his name struck from every scroll.

Centuries passed and the Amulet drifted adrift among ship-wrecks, its waters-run gem dimmed by silt. Until a prudent banker of coral-keep, Aelix Tidebalance, found it tangled in kelp and ruin. He polished the silver with tears of remorse, chanting faded verses of Marin’s own making—though scribes confess the translator erred in half the lines. When he raised the Amulet at dawn’s first swell, the glyphs returned clear: debt and credit in perfect sway, losses repaid by compassion, profits shared by need. Aelix restored fair trade ‘twixt reef and shore, and the Amulet’s gem glowed anew, a circle unbroken.

Legends whisper the Ledgerfin Amulet now rests within Marin’s hidden vault, watched by tides of honest merchants and tide-clerks sworn to keep its ledger clear. Should any bind coin with malice, its currents shall reverse, drowning false wealth in ruinous truth. But those who seek balance with open hand may see the waters part, revealing the path of fair exchange beneath the swirling deep.

Moral of the Story: The currents of commerce favor neither greed nor fear, but flow strongest where balance and honesty work hand in hand.

Suggested conversions to other systems:

CALL OF CTHULHOO 7th Edition – Amulet of the Ledgerfin

• Type: Minor Arcane Aid Availability: Common Cost: £25–45
  • Library Use & Credit Rating: While worn, you gain +10% to Library Use (Accounting) and Credit Rating rolls when researching financial records or gauging someone’s solvency.
  • Reroll of Balance: Once per scenario, you may reroll a single failed Library Use (Accounting) or Credit Rating roll; you must use the new result.
  • Sanity Stabilizer: The amulet grants a soothing reminder of order—gain +5% to Sanity rolls when resisting panic or anger in financial crises.

BLADES IN THE DARK – Ledgerfin Resonator

• Fine Arcane Asset (Load 0, Quality +1)
  • Attune: 1 downtime action reviewing ledgers with care.
  • Cashflow Clarity: When you Sway or Consort regarding money, trade, or debt, you may roll Attune instead of the normal action die.
  • Tide of Coin: Once per score, spend 1 coin to activate. Roll Attune:
    • Critical (2 ticks): +2d on your next Sway roll and +1 Effect.
    • Success (1–3): +1d on your next Sway or Consort roll.
    • Partial (4–5): +1d but suffer 1 stress “Overdrawn.”
    • Failure (6): Mark 1 harm “Ledger Burn” (–1d on all action rolls until healed).
  • Ledger’s Ease: You ignore position penalties for any action involving paperwork, record-keeping, or negotiation in a trading context.

DUNGEONS & DRAGONS 5e – Ledgerfin Amulet

• Wondrous Item, uncommon (requires attunement)
  • Financial Savant: You gain proficiency in the Investigation skill. If you are already proficient, your proficiency bonus is doubled for it.
  • Guidance of the Current (at will): You can cast guidance on yourself as a bonus action, without material components. The spell must be used before the end of your next turn.
  • Augury of Profit (1/long rest): As an action, you cast augury (no components needed) to determine whether a planned financial transaction or business venture within 2 hours will result in profit, loss, or neither.

KNAVE – Clamshell Ledger Amulet

• Encumbrance 0 Tags: Magical, Knowledge, Trade
  • Wear: Occupies one Neck slot.
  • Coin’s Truth: You have Advantage on any roll to Assess Value, Gather Info on merchant routes, or Negotiate prices.
  • Merchant’s Query (once per dungeon): Spend 1 minute focusing on the amulet to ask the Referee one specific question about local trade hazards, credit networks, or hidden fees. The Referee answers truthfully. Then save vs. WIS or become Confused (–1 to all rolls) until you rest.
  • Second Count (once per session): Reroll one failed roll involving finances, appraisal, or record-keeping; you must take the second result.

FATE CORE – “Resonant Ledgerfin Amulet”

• Type: Wondrous Item (requires attunement by someone with Rapport +4 or Finance +4)
• Aspects
  • Tide of Balanced Accounts – The currents of commerce flow through this amulet.
  • Gills-Bound Calculus – Your mind works as fluidly as water itself.
• Stunts
  • Perfect Audit (Invoke, 1 Fate Point): When you Create Advantage to expose fraud or balance a ledger, gain +4 on your Overcome → Lore or Crafts roll instead of +2.
  • Mercurial Insight (Free Invoke): Once per session, when you make an Intelligence-based roll to analyze economic or numerical data, invoke Tide of Balanced Accounts to reroll the attempt.
  • Unbalanced Flow (Compel): The GM may compel Gills-Bound Calculus when the amulet’s insights overwhelm you—gain a Fate Point or suffer Disoriented (–2 on actions) for one exchange.

CYPHER SYSTEM (NUMENERA) – “Ledgerfin Resonance Amulet”

• Type: Artifact – Tier 1 (Minor) Cost: 3 XP
• Requirements: Worn in neck slot and moistened daily by any natural water
• Benefits: You gain +1 to Intellect- or Will-based skill checks when dealing with finance, trade, or numerical analysis.
• Power – Liquid Insight
• Activation: Complex Action (10 minutes), touch any natural body of water
• Effect: Choose one:
  • Ask the GM up to three specific questions about financial flows, market conditions, or the true value of goods within 500 ft.; gain a +2 bonus on one related task roll.
  • Grant yourself or one ally within touch a +2 bonus on the next Negotiation or Number-based check (GM’s call).
• Consequence: You suffer 2 points of Intellect damage (recover 1 via 10 minutes’ quiet meditation).
• Recharge: After a full rest, submerge the amulet in water for 1 minute.

PATHFINDER 2e – “Ledgerfin Amulet”

• Item Level 1 Price 45 gp Usage Worn (neck) Bulk L
• Traits: Enchantment, Magical, Divination, Water
• Activate [one-action] concentrate; Frequency 1/day
• Financial Clarity: You cast comprehend languages (water only) to read and interpret any written ledger, chart, or runic account. For the next hour, you gain a +2 item bonus to Society checks to Recall Knowledge about economic, trade, or merchant lore and to Crafting checks to appraise or mend financial records.
• Activate [two-actions] manipulate; Frequency 2/day
• Profit Forecast: You gain a +1 status bonus to all allies’ Diplomacy and Society checks involving trade negotiations or haggling for 10 minutes.
• Recharge: Regains both uses at dawn if submerged in at least 1 gal of natural water for 1 minute.

SAVAGE WORLDS ADVENTURE EDITION – “Amulet of Fluid Finance”

• Rarity: Common (requires attunement) Type: Minor Artifact
• Effects
  • Grants wearer +2 to Persuasion and to any Lore (Finance) or Smarts roll when dealing with trade, negotiation, or numerical analysis.
• Power – Forecast Flow
  • Activation: 1 Action; Spirit roll at –2; Cost 2 Power Points; Range: Self; Duration: Current Scene
  • Effect: You and any allies within line-of-sight gain +2 to their next Negotiation or Persuasion roll this scene, as the currents of commerce align in your favor.
• Use: Once per session; the amulet must be damp at the start of the session or loses this power until re-moistened.

SHADOWRUN 6th Edition – Ledgerfin Resonator

• Type: Focus (Financial Resonance)
• Focus Rating: 2 Force: 2 Essence Cost: 0 Availability: 12R Cost: 8 Karma + ¥15,000
• Qualities
  • You gain +1 die to Charisma + Influence tests when negotiating prices, contracts, or interpreting financial data.
• Focus Powers
  • Accounting Matrix (Complex Form; Simple Action; 1 Focus Point)
    • Equivalent to Effect 2 Analyze Device on any ledger, account, or data store. You learn hidden entries, discrepancies, or encrypted values.
    • You gain +2 dice on your next Charisma + Influence test or Intuition + Data Search test related to that data within the same scene.
    • Sustain as a Simple Action (1 Focus Point per action) to maintain continuous insight into shifting numbers.
• Power Drain
  • Drain Value = Force (2) for Accounting Matrix tests.

STARFINDER – Amulet of Liquid Ledger

• Item Level 1 Price 45 gp Slot: Neck Bulk: —
• Traits: Magical, Enchantment, Water
• Beneficial Effects
  • You gain a +1 item bonus to Profession (Merchant) and Bluff checks when dealing with trade, haggling, or financial negotiations.
• Activate [two-actions] concentrate; Frequency 3/day
  • Tide of Commerce: You and all allies within 30 ft gain a +2 status bonus to all Diplomacy, Bluff, and Profession (Merchant) checks for the next 10 minutes.
• Recharge
  • Regains all expended uses at dawn if submerged in at least 1 gal of natural water for 1 minute.

TRAVELLER (Mongoose 2nd Ed) – Ledgerfin Data Diadem

• Tech Level: 10 Price: 1 000 Cr Availability: 8 Encumbrance: 0.1 dT
• Type: Worn Equipment (Neck)
• Effects
  • You gain +1D to Persuade and Administer skill checks when negotiating trade deals, balancing shipments, or auditing accounts.
  • Daily Recount (1/day): Reroll one failed Persuade or Administer roll related to financial or trade matters; you must accept the new result.

WARHAMMER FANTASY ROLEPLAY 4th Edition – Amulet of Fluid Accounts

• Rarity: Rare Price: 45 gc Encumbrance: 0
• Traits: Charm, Magical, Water
• Effects
  • You gain +10% to Fellowship tests when negotiating prices, appraising goods, or managing treasury matters.
  • Second Tally (once per Adventure): Reroll one failed Fellowship test involving trade, finance, or merchant guild dealings; the second result stands.
• Attunement
  • Requires an 8-hour vigil beside a natural body of water.